Posts by Canadian MoneySaver

The two most common misconceptions about cybersecurity are;

1. They are not targeting me and

2. I am well protected.

So now that we established this article is for you, let’s dive in. For the record, I will take some shortcuts and make some generalizations to make things simpler for everyone, sorry for the cybersecurity purist this may offend!

First, let’s start with why criminals (the hackers, we refer to them in the industry as “bad actors”, but for today we will call them what they are, criminals) are trying to get to you. The vast majority of the time, the answer is simple: money (there is a thing called hacktivism, where hackers are using their “talent” for one social cause or another, but those will typically be more focused on attacking nations or large companies).

The two main ways they make money are fairly simple:

1. They take your (from your bank account, credit cards…)

2. they take your data and sell it to someone else.

In the first part of this three-part series, we examined the basics of ESG investing. To reiterate, the E in ESG stands for environmental issues such as pollution and climate change, while the S represents a company’s social attitudes as in how it treats its employees, its customers, and its investors. Finally, the G for governance looks at issues such as boardroom diversity, executive compensation, conflicts of interest and shareholder rights.

Ellen Roseman chats with Shaun Maslyk, CFP and host of the podcast "The Most Hated F-Word" about our money-stories and how they affect our relationship with money. He mentions Dr. Brad Klontz and the four money-scripts or subconscious beliefs that we develop as young children about money. 

Ellen Roseman speaks with award-winning personal finance writer, real estate expert, and best-selling Amazon author of "House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth", Romana King about home ownership and how to see your home as a strategic investment in your life and how to make sure that you are doing the right things to increase the value of your home and net worth.

A new generation of socially conscious investors is spreading its influence over the corporate world. Today’s investors are often millennials (typically those born between 1981 and 1996) who have grown up on a planet that is obviously getting warmer. They don’t want investment returns that come at the expense of the environment, nor results achieved without the guidance of people who have been historically underrepresented at senior management levels. Millennials won’t invest until they know a corporation’s environmental, social and corporate governance (ESG) practices are fair and reasonable.

Air travel during a global pandemic is akin to gambling. With airport congestion and labour shortages, there's a good chance that your flight will not take off on time.

Suppose you find yourself facing a significant delay in your flight or cancellation. Will the airline make sure you have another travel arrangement? If that's not possible, will you get your money back in the form of the original payment? Or will you have to settle for a time-limited credit for future flights? Finally, will you be compensated for your out-of-pocket expenses?

You have more rights under Canada's Air Passenger Protection Regulations (APPR), which took effect on December 15, 2019. The Regulations require airlines to give refunds and pay compensation if your flight is hit by disruptions that are within the airline's control.

In this episode of the MoneySaver Podcast, Ellen Roseman speaks to financial educator Kelley Keehn about her new book "Rich Girl, Broke Girl".  They discuss past mistakes, women and wealth and the issues that surround women and money.