Posts by Canadian MoneySaver

Thumbnail for How Do Successful Women Invest in Themselves?

Last year, I interviewed 52 outstanding men and women from around the world for my research paper How smart women and men invest in themselves released on International Women’s Day, 8 March 2023. I’ll share 10 ways that successful women invest in themselves:

 

Thumbnail for How To Find The Best Scholarships For You In Canada

On average, Canadian graduates with a bachelor’s degree owe $28,000 in student debt. Although the government provides different student loan forgiveness programs, they aren’t readily available or enough to help graduates break free from steep loan burdens.

Thumbnail for Three timeless personal finance and investing concepts

When it comes to investing and personal finance, there are a lot of sayings and rules of thumb that are out there. Some of these can be great guideposts while others may be less helpful. We wanted to highlight three common phrases/concepts that we view as timeless in the investing and personal finance world.

Thumbnail for Auto Loans:  Lease, Finance, or Buy Outright?

Lease, Finance, or Cash Purchase: Which is the Right Option?

When the time comes to purchase a new vehicle, there are so many questions that individuals face: should I buy new or used, from a dealership or online, lease, finance, or buy with cash? While the numerous questions can be overwhelming, in this article, we aim to tackle the age-old question of whether you should lease, finance, or outright purchase a vehicle.

Thumbnail for Helping The Next Generation Get Into The Housing Market

As a father of a young and growing family in BC, I know all too well the struggles my generation is facing when trying to get into the current high-priced and fast-moving real estate environment.

 

Thumbnail for Selecting a Financial Advisor

Ellen Roseman speaks with Sol Amos, entrepreneur and founder of advisorsavvy.com. They discuss the 5 types of financial advisors/planners as well as questions to ask when selecting a financial advisor/planner. 

Thumbnail for Maximizing Your Savings: Why Contributing to Your Registered Retirement Savings Plan (RRSP) Isn't Enough, Don't Forget About Your Tax-Free Savings Account (TFSA)

Saving for your future (including retirement or any large purchases) is an important financial goal which requires discipline and includes tax strategies. Two of the most popular ways to save for retirement in Canada are the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA). Popularity among Canadians for RRSP is higher given that it is a great way to reduce taxable income and save for retirement, while TFSAs often take a back seat. While each has their advantages and limitations, both can be used to maximize savings and compound tax benefits