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Terms of Use

Since you are using the Canadian MoneySaver (CMS) website, you understand and comply with the following terms of its use.

5i Research Inc. (“Canadian MoneySaver” / “CMS” / “WE” / “US”) OWNS AND OPERATES THE WEBSITE LOCATED AT WWW.CANADIANMONEYSAVER.CA (“WEBSITE”). THESE TERMS OF USE APPLY TO ALL USERS OF THE WEBSITE, INCLUDING USERS WHO UPLOAD ANY MATERIALS TO THE WEBSITE, USERS WHO USE SERVICES PROVIDED THROUGH THIS WEBSITE AND USERS WHO SIMPLY VIEW THE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE (“USERS”/ “YOU”).

BY USING THIS WEBSITE AND/OR SERVICE (DEFINED BELOW), YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS OF USE. IF YOU DO NOT ACCEPT THESE TERMS OF USE, THEN DO NOT USE THE WEBSITE OR ANY OF ITS CONTENT OR SERVICES. THESE TERMS OF USE MAY BE AMENDED OR UPDATED FROM TIME TO TIME WITHOUT NOTICE AND THE TERMS OF USE MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS WEBSITE. IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS OF USE FOR ANY CHANGES. YOUR USE AFTER ANY AMENDMENTS OR UPDATES OF THESE TERMS OF USE SHALL SIGNIFY YOUR ACCEPTANCE OF SUCH REVISED TERMS. ANY NEW FEATURES THAT MAY BE ADDED TO THIS WEBSITE FROM TIME TO TIME WILL BE SUBJECT TO THESE TERMS OF USE, UNLESS STATED OTHERWISE. YOU SHOULD VISIT THIS PAGE PERIODICALLY TO REVIEW THESE TERMS OF USE. 

SITE CONTENTS

Unless otherwise noted, all material, including text, images, illustrations, designs, icons, photographs, video clips, and other materials (collectively, the “Contents”) that appear as part of this Site are copyrights, trademarks, trade dress, and/or other intellectual properties owned, controlled, or licensed by Canadian MoneySaver and/or its subsidiaries and/or affiliates. 

The site contains secure sections which require a personal username and password. Each user is solely responsible for his/her username and password. It is the user's responsibility to notify CMS if others know this data. CMS can block access to your personal file until another username and password have been confirmed.

The Site and its Contents are intended solely for personal, non-commercial use. With appropriate attribution, you may download or copy the Contents and other materials displayed on the Site for your personal use provided you do not delete or change any copyright, trademark, or other proprietary notices. No right, title, or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, the Site, or related software.

USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

You agree that no Comments submitted by you to the Site will violate any right of any third party, including copyright, trademark, privacy, or other personal or proprietary rights. You further agree that no Comments submitted by you to the Site will contain libelous or otherwise unlawful, abusive, or obscene material. You are and shall remain solely responsible for the content of any Comments you make.

You agree that CMS may use or disclose information about your demographics and use of the Site in any manner that does not reveal your identity. 

OUR COMMUNICATIONS TO YOU

You agree that CMS may send electronic mail to you for the purpose of advising you of changes or additions to this Site, our products and services, or for such other purpose(s) as CMS deems appropriate.

PRICING INFORMATION

The prices displayed on the Site are quoted in Canadian dollars and are intended for a Canadian audience.

LINKS TO OTHER WEB SITES AND SERVICES

This Site may contain links to outside services and resources, the availability and content of which CMS does not control. Any concerns regarding such services or resources, or any links thereto, should be directed to the outside services or resources in question. CMS is not responsible for the contents of any off-site pages or any other sites linked to this Site nor does it endorse any products or services linked from or supplied to this Site. The inclusion of any link to such sites does not imply endorsement by CMS of such sites. Your linking to any other off-site pages is at your own risk.

TRADEMARKS

The trademarks, logos, and service marks (collectively, the “Trademarks”) displayed on the Site are the registered and unregistered trademarks of CMS. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on this Site without Canadian MoneySaver’s written permission.

DISCLAIMER STATEMENT

THIS SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT WARRANTIES OF ANY KIND, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CMS MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE FUNCTIONAL ASPECTS OF THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES. YOU OBTAIN ACCESS TO THE SITE AT YOUR OWN RISK AND ASSUME FULL RESPONSIBILITY FOR ANY INTERFERENCE, LOSS, DAMAGE, OR DISRUPTION TO YOUR OWN COMPUTER SYSTEM THAT ARISES IN CONNECTION WITH YOUR USE OF THE SITE OR ANY LINKED SITE. YOU AGREE THAT NEITHER CMS NOR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DEVELOPING THIS SITE SHALL BE LIABLE FOR DAMAGES OF ANY KIND WHATSOEVER RELATED TO YOUR ACCESS TO OR USE OF THIS SITE.

Shareholders of The Canadian Money Saver Inc, editors and contributors may at times have a financial or other interest in investments/securities discussed. Do your own due diligence or consult your professional advisor before implementing any techniques/strategies herein.

INACCURACY DISCLAIMER

All information provided by CMS on the Site is done so in good faith. From time to time there may be information on the Site that contains typographical errors, inaccuracies, or omissions. CMS takes no responsibility for continuously updating this Site. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

The information contained in Canadian MoneySaver and on Canadian MoneySaver.ca are obtained from sources believed to be reliable. However, we cannot represent that it is accurate or complete. The views expressed are those of the writers and not necessarily those of The Canadian Money Saver Inc. Neither the information nor any opinion expressed constitutes a solicitation by us for the purchase or sale of any securities or commodities. Canadian MoneySaver and Canadian MoneySaver.ca are distributed with the explicit understanding that Canadian MoneySaverCanadian MoneySaver.ca, The Canadian Money Saver Inc., its publisher or writers cannot be held responsible for errors or omissions.

INDEMNIFICATION

You agree to defend, indemnify, and hold CMS harmless from and against any and all claims, damages, costs, and expenses, including attorneys’ fees, arising from or related to your use of the Site. CMS cannot be held liable or responsible for any loss or damages arising directly or indirectly from the use of the CMS site and the information contained herein.

CMS is a registered trademark of The Canadian Money Saver Inc.

For more information contact CMS at moneyinfo@canadianmoneysaver.ca