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In the financial markets, what first appears obvious can prove to be misleading upon closer examination. Many investors have a rough idea of the qualities that strong stocks might exhibit, but the factors that make up a high-quality stock might surprise most investors.

The behaviour of insiders—managers, officers or anyone who owns more than 10% of a company’s shares—has long been regarded as a good indicator of a stock’s future direction. An insider knows the company intimately, and while he or she may sell their shares to finance a house purchase or other major expense, an insider who buys into the company shows they are confident the stock will rise. Investors can profit by trading alongside these corporate soothsayers.

Q: A dark 2025/2026 scenario would be a mild recession in Canada, and a more serious recession in the U.S., both deepened at some point by a U.S. dollar crisis due to massive deficits and chaotic politics. How should a TFSA be positioned to weather this? Dividend stocks versus bonds? How much of portfolio in gold stocks? How big a cash allocation? What else?

Imagine this: it’s late at night and your phone rings. You don’t recognize the number but pick up anyway — you would hate to miss an important call.

“Grandma, can you hear me? It’s me.”

For the most part, we are aware of what we should do with money—save regularly, spend wisely, and avoid debt when possible. This is particularly true for people who read Canadian MoneySaver magazine. But if you've ever made a purchase you regretted, avoided opening your credit card bill, felt a wave of anxiety after looking at your bank balance, or hesitated to buy or invest in something you need, you’ve probably already sensed that money isn’t just about math—it’s about emotion, memory, and identity.

Canadians recently elected a new Liberal government.
Here's what the Liberal Party has proposed — and how it could impact you.

An increasing number of professionals, consultants, investors, and entrepreneurs are choosing to incorporate. Approximately 89% of Small and Medium Enterprises (SMEs) are incorporated1. It’s not just for the huge companies with over 500 workers. Many small businesses with 1-9 employees can successfully incorporate. Not only does it provide legal protection, but it's also a powerful tool to build wealth, protect your brand, build your business’s reputation, optimize taxes, and gain strategic control over your financial future.

Year-end tax returns for a small business owner can be a lot of work whether you have a sole proprietorship, a partnership, or an incorporated company. However, the record-keeping requirements, government filings, and planning strategies are all more complicated when you have a corporation.

Tariffs have been a hot topic for investors since President Trump won the 2024 U.S. election. The situation started to worsen for global trade on April 2, 2025. “Liberation Day”, President Trump announced the so-called “reciprocal tariffs” to maintain a balanced trade between the U.S. and its trading partners. Specifically, there is a minimum of 10% tariff base across various nations, and a variable rate, which is as high as 49% and 45% for countries like Cambodia and Vietnam, respectively.