Articles

I’ve been dating a lovely man for the past couple of years, and I suspect he is planning to propose to me on Valentine’s Day. I’m a little nervous since this would be my second time at the altar, and there were money issues in my first marriage. We haven’t really talked about our attitudes towards money. What suggestions do you have?

It will likely be no surprise to dividend investors that the Beat the TSX (BTSX) portfolio lagged its benchmark index in 2024. BCE (BCE Inc.), a stalwart dividend stock for decades, has been crushed to prices not seen since 2010. And Algonquin Power & Utilities (AQN) continued the brutal slide it began in 2022, with another dividend cut and accompanying price drop.

Investors across all ages may be curious about their individual retirement goals, and the largest question of them all, is how much is needed for retirement. In this article, we wanted to discuss not only a quick and simple way to measure the approximate amount one might need at retirement but also, a study on the 4% withdrawal rule and how that has performed across different investment types.

In this article, I will explain the different types of risks, highlight common investment pitfalls, and discuss actionable ways to navigate market volatility. Whether you’re a seasoned investor or just starting out, this guide should provide valuable lessons on managing risk and making informed financial decisions.

Everyone knows that Nvidia is doing really well making chips for Generative AI; depending on the day, it’s the world’s most valuable company. I am trying to find an undiscovered stock that might benefit from Gen AI. I read something about liquid cooling in the data centres…does that make sense?

2024 is coming to an end, which has marked a solid year for equity in both Canada and the U.S. markets, due to a favourable macro backdrop of interest rates easing and a meaningful slowdown in inflation. It has been a while since our last update of the CMS Model Portfolio. Before we go into details about the performance and changes to the portfolio during the year, we wanted to briefly discuss the strategy and the objectives of the portfolio.

Fifteen years ago, American investor Kevin Vogelsang caught the bug for buying Chinese stocks. He took a position in FAB Universal Corporation, a brand created in 2008 that had over 12,000 self-service kiosks located throughout China where customers would download music, movies, and TV episodes while watching video ads. After several tumultuous years, by 2017, FAB Universal finally ceased operations, making the shares worthless. Looking back on the experience in the Wall Street Journal, Vogelsang admitted he should have paid more attention to the company’s AMEX ticker: FU.

It has been many, many moons since I authored an article for Canadian MoneySaver. I was reminded of this when I was speaking at The Money Show in September 2024. There were many people that I knew, some from seemingly another lifetime. But now, we have grown older and greyer, and hopefully, wiser with the passage of time. At least some of us have. Just like many of this magazine’s readers.

In a prior article, we discussed some common mistakes investors should try to avoid when looking for big winners. A lot of times with investing, “simply” avoiding big mistakes is half the battle. It helps to cut off those left tail risks and bad outcomes and hopefully, at worst, keep mistakes small and easy to recover from. So, by tilting our odds of success away from some common mistakes, we can now look at what we think are common factors to look for when trying to determine if we have found that next big winner.