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Registered accounts like Registered Retirement Savings Plans (RRSPs) can only be used to defer tax for so long. Eventually, an accountholder needs to take withdrawals.
Although there are rules around the latest you can wait to make this decision, there can be cases when early withdrawals make sense. There are also different options to consider for the account that can impact your tax planning and investment strategy.

Investors across all ages may be curious about their individual retirement goals, and the largest question of them all, is how much is needed for retirement. In this article, we wanted to discuss not only a quick and simple way to measure the approximate amount one might need at retirement but also, a study on the 4% withdrawal rule and how that has performed across different investment types.