An Estate Plan—Do You Really Need One?

Three years ago, a friend, Cam, told me about how his dad didn't see death coming. He didn't know that a truck would take him out while he was out doing errands for his wife. He had no idea he was not going to return home. It was almost six months to the day since his mother had had a major stroke while she was in California. His parents didn't have any insurance. So, they had to stabilize his mother to get her back home. That event essentially bankrupted them. By the time all eight...