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Q: Can you elaborate a bit on your philosophy “Letting Winners Ride”? This is very difficult to do when consistently managing position sizing. I own companies that are becoming larger allocations in my portfolio and they feel like “Winners”, so why should I trim?

In the realm of divorce, one of the most sensitive aspects for high-net-worth clients is the requirement for full and frank financial disclosure.

When it comes to divorce settlements, there is no withholding all of the fine details of each spouse’s personal assets and debts, corporate holdings, foreign investments, ventures, personal and business income and expenditures, personal spending habits, trust assets and beneficiaries.

The wildly popular 1970 movie, M*A*S*H, which was later made into a television sitcom that ran from 1972 to 1983, introduced us to the medical practice defined as “triage”. The term triage was used by French military surgeon, Dominique-Jean Larrey in the late 1700s and was derived from the 12th century old French word “triàre”, meaning “to sort”.

I recently was on a Zoom call checking in with two friends out in Nova Scotia, retirees Paul and Aisha. I apparently had caught them sitting at their kitchen table with two mugs of tea and a box of old photos. Their kids live in Alberta and Ontario, and their first grandchild was born last spring.

Registered accounts like Registered Retirement Savings Plans (RRSPs) can only be used to defer tax for so long. Eventually, an accountholder needs to take withdrawals.
Although there are rules around the latest you can wait to make this decision, there can be cases when early withdrawals make sense. There are also different options to consider for the account that can impact your tax planning and investment strategy.

Consumer Staples is the industry sector that refers to companies that sell essential products to consumers, things that people consume on a day-to-day basis including foods, beverages, household goods, personal care products, etc. Due to the predictability and resiliency of the sector even during economic downturns, no matter what happens on the macro level, individuals still need to buy groceries and other essentials.

Deciding whether to buy back pensionable service can be complex. When you’ve taken time away from work, such as a parental leave or a sabbatical, you can end up with gaps in your pensionable years. It’s common to wonder if you should put money back into the plan to make up for that time.

The years seem to go by faster every year, and once again, it is hard to believe that we are starting a brand-new year, with 2025 now in the rear-view mirror. While 2025 started a bit bumpy with tariff drama in the first quarter of the year, most Canadians are hopefully content with how the year progressed, at least from an investment perspective. To take stock of what 2026 might hold, we need to take a bit of inventory of where things stand and how the prior year progressed.

Canadians may welcome a new year with a new diet or a just-released book or movie, but for investors, buying into a new company is generally a bad idea.
Of course, those who’d been clever enough to buy even a single share of the world’s largest companies at the time of their initial public offerings (IPOs) would have no regrets. One share of Microsoft, for example, that could have been bought for US$21 when the company launched in March 1986, is worth US$141,697 today, figures from Nasdaq show. A single share of Apple, which went public at US$22 in December 1980, is now worth US$62,353, Amazon’s issue in May 1997 at US$18 is now worth US$55,963, and Nvidia, launched at US$12 in January 1999, is worth US$84,725.