The Illusion Of Free

It’s a golden age for investors. Never at any point in history has it been this cheap to get into investing. Management fees and trading commissions have been falling over the past 20 years, thanks mostly to technology which have improved speed and efficiencies of transactions. In the last year or so, the competition over lower fees has been quite intense with ETF companies such as Vanguard and Blackrock going back and forth lowering fees to almost zero. This has trickled down into...