What Difference Will CRM II Really Make?

On July 15, 2016, the latest round of regulatory reform in Canada came into effect. Although it took over a decade to come to fruition, we can at least feel comforted that, contrary to popular opinion, regulators in Canada sometimes actually do something once in a while. Perhaps very little, perhaps very late… but something. Earlier iterations of a more ambitious reform package called the Fair Dealing Model were initiated by the Ontario Securities Commission long ago. This being...