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Margot Bai

Margot Bai

Margot graduated from the University of Guelph with a BA in Psychology. She worked at Young Drivers of Canada for 5 years in the office and as a driving instructor and classroom teacher.  She spent the next 10 years working as a licensed insurance professional for State Farm agents.  Margot and husband James bought their first rental property in 2005 in Newmarket, ON. Today they own several properties and Margot spends her time managing her rental properties and writing for Canadian MoneySaver magazine. 

Margot Bai’s first book, Spend Smarter, Save Bigger: Finding BIG savings in your Home, Mortgage, Vehicles, Insurance & Investments (2006, 2015) helps Canadians find BIG savings on life’s biggest expenses so they can grow their wealth faster.  Spend Smarter will help you eliminate debt and build a solid financial foundation for your future.  Revised and updated for 2015, Spend Smarter, Save Bigger 2nd edition remains a leading guide to personal finance for Canadians.

Margot’s second book, Rent Smart: Buy Profitable Rental Properties, Create Quality Apartments and Place Great Tenants (2015) is a comprehensive guide to rental property investing in Canada and beyond.  It is the perfect starting point for anyone who wishes to seriously consider if rental property investing would be right for them.  Rent Smart is also a great resource for current landlords who wish to learn some best practices to run their business more effectively.

Spend Smarter, Save Bigger & Rent Smart are both available for sale exclusively through the author’s website at www.margotbai.com as eBooks only in ePub format for your Kobo eReader or Kobo app for your tablet or phone.  Learn more and read chapters 1 and 2 free at www.margotbai.com

Margot has appeared in multiple television, radio and major print media including The Globe and Mail, Toronto Star and Vancouver Sun.  Margot was also a special guest on MoneyTalk with Patricia Lovett-Reid on BNN. 

Margot Bai, BA,
Author of Spend Smarter, Save Bigger & Rent Smart

Markham, Ontario



Cost Of Extended RV Travel In The USA (Download)

Finding Your RV Lifestyle (Download)

Early Retirement: Are We Asking The Wrong Question? (Download)

Thinking Like A Wealthy Person (Download)

"Buying Your First Rental Property" (Download)

"Mortgage Financing for Rental Properties" (Download)

Choosing Where To Invest In Rental Real Estate (Download)

"Identifying A Profitable Rental Property" (Download)

"Why Invest In Rental Properties?" (Download)

"Risk and Rental Properties" (Download)

"Prospering in the New Economic Reality" (Download)

"The World is Changing" (Download)

"Insurance for Long-Term Care" (Download)

"Newlywed's Financial Foundation" (Download)

"Market Correction, Lifestyle Correction" (Download)

"Understanding Auto Insurance Underwriting" (Download)

"Auto Insurance - Are You Covered?" (Download)

"From Acts of God to Doggie Damage Coverage" (Download)

"How I Did It" (Download)

"Choosing Between New and Older Homes " (Download)

"Choosing Between New and Older Homes " (Download)

"The Best Gift a Parent Can Give" (Download)