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David Ensor

David Ensor

David most recently held the position of Chief Credit Officer of Chartis, the general insurance business of American International Group ("AIG"), where he had responsibility for all credit-related risk assumed by Chartis worldwide. Prior to that, David had an international career in the U.K., U.S., Canada and South Africa, creating and building a number of increasingly senior business and risk management roles for major financial institutions; including, AIG, ANZ, Barclays and General Re. David also has experience as a trustee (including as Chairman) of U.K.-based occupational pension plans.

He holds a MA from Cambridge University, where he read Law at St. John's College; and is also an Associate of the Chartered Institute of Bankers, London.

David Ensor, MA
Risk Consultant


Blessed Are The Passive Index Managers And Creators, For They Shall Inherit The Earth (Download)

Investing: Do You Have The Right Temperament? (Download)

The Retirement Savings Risk That Dare Not Speak Its Name (Download)

Itís All In The Positive Skew (Download)

You Want Proof Of That? (Download)

Snap! A Solution For The Canadian Investor (Download)

It Ought To Be A Snap! (Download)

The Times They Are A-Changiní (Download)

Investor, Know Thyself (Download)

Parsing Mr. Buffett (Download)

Harvesting Noise; Or: So, You Think Youíre A Long Term Investor? (Download)

Liquidity Risk Ė Deadly, But Often Ignored (Download)

Like Banks, Insurance Companies can also Fail (Download)

Do You Have An Investment Strategy? (Download)

"Whatís In Your ETF? A Canadian Success Story, But Not A Panacea" (Download)

"Financial Advice - What Should Be The Future? A Challenge!" (Download)

"Buckets, Lifestyles, Target Dates... And Glidepaths: Retirement Investment Planning" (Download)

"The Monkey Or The Market: A Better Approach To Index-Investing?" (Download)

"Donít Frighten The Children!Ē, Or, Yes, Even Canadian Banks Can Go Bust...?" (Download)

"Financial Advice- A Glimpse Of The Future?" (Download)

"Risk: Itís Rarely Ever Quite What, When Or Where You Think It Will Be!" (Download)

""Choosing an Investment Manager"" (Download)

"Creative Destruction: Why "Holding Forever" Needs To Be An Act Of Commission Not Omission" (Download)

"Risk is All Around You - But May Be Worth Taking" (Download)

"Keep Calm and Carry On" (Download)

"Debt and Peace of Mind" (Download)

"If It Sounds Too Good to be True...!" (Download)

"Some Lessons from the Collapse of Enron" (Download)

"The "Rainy Day Fund"—Support or Extravagance?" (Download)

"Credit Scoring: What It Means for You (Part 2)" (Download)

"Credit Scoring: What It Means for You (Part I)" (Download)