Portfolio Confidential

Real world confidential portfolio discussions: I am a 59-year-old woman, self-employed as a consultant, married with no kids and in good health. A close friend of mine recently suggested that I should look into long-term disability insurance (LTD) and/or critical illness insurance. “You never know what life has in store.” Do you have any ideas as to which type of insurance would be better in my situation and how much this would cost?   Insurance questions...