My AccountFrequently Asked QuestionsWrite Us Your FeedbackContact Us
     
 
 
  Forgot your password?  
  Welcome.
Non-members can read a sample issue here or sample articles here or try our service by receiving 2 FREE current online issues - apply here.
To order a NEW membership apply here. To view our membership choices click here.
If you are a print member visiting for the first time, you must set up your login - click here. To renew, order a gift, make an address change etc, click on MY ACCOUNT above, after you login.
Registered print or online members, login (on the left) to access the members-only features.
Contributing Editors' Books
Recently Published Books

Recently Published Books

View a selection of financial books by publishers who specialize in financial titles. Books appearing on these pages have been previewed by Dale Ennis, Editor-in-Chief of Canadian MoneySaver. Other financial titles that have been featured in Canadian MoneySaver are shown below. These financial titles can be obtain at most local bookstores and through online bookstore services.

Random House

John Wiley & Sons

McGraw-Hill Ryerson
 


The Little Book of Big Dividends – A Safe Formula for Guaranteed Returns by Charles Carlson, John Wiley & Sons, C$23.95, ISBN: 978-0-470-56799-9
Charles Carlson comments: "This book is a blueprint for successful dividend investing. In the book I walk you through the basics – what a dividend is (and isn't); why, how and when companies pay dividends while others pay no dividends at all. I also discuss the importance of size and safety of dividends when considering dividend-paying stocks, as well as the ability to buy attractive dividend-paying stocks directly via DRIPs and direct purchase plans. Additionally, I provide you with a simple yet powerful formula for finding what I call "Big, Safe Dividends (BSDs). My ?BSD Formula? takes into account factors most critical to the safety and growth potential of a company's dividend and can be used by any investor to find attractive dividend stocks."
Chuck Carlson is the recognized expert in the U.S. on "no-load" stocks. More information at http://www.BigSafeDividends.com.

TOP
 


The Pocket Idiot's Guide to Direct Stock Investing by Douglas Gerlach with Lita Epstein, Penguin Group, $13.50, ISBN:978-1-59257-995-2
Direct stock purchases (DSPs) of American stocks can be completed without using a broker. How to do this is clearly outlined by the authors. Step-by-step instructions for purchasing your first DRIP stock are explained.

Even if you buy only Canadian DRIPs, the content is insightful.

 

 

TOP
 


Crossing the 49th – The Complete 2010 Guide to Finding and Importing a U.S. Boat into Canada by Kris Olson, $10, e-Book.
There has never been a better time to buy a boat from the U.S. Favourable exchange rates and a downturn in the U.S economy have produced many amazing deals – discounts of 30% are common. Here is a detailed e-book published in 2010 by Kris Olson, which explains the entire process.  You will learn:
* How to find a U.S. Boat - links to key websites
* 3 important pitfalls to avoid when importing
* How to evaluating your dream boat from afar
* The purchasing process – detailed step by step instructions
* Hidden costs you need to KNOW!!
* Transport options and costs
* A simple budgeting tool for a true total cost of importation
* Border, customs and taxation rules in simple English
* 3 common oversights that could cost you BIG money
* All required forms you will need throughout the process
To order visit www.importingusboats.com

TOP


The Smart Cookies Guide to Couples and Money: Earn More, Argue Less, Achieve the Life You Want Together by five Canadian women known as the Smart Cookies, Random House of Canada, $29.95, ISBN: 978-0-307-35798-4
This hip and accessible guide addresses all of the nagging money questions and thorny situations that come up when you're in a relationship – whether you're just starting to get serious or you're already married.
Find answers to:
How to start a money discussion.
How to split the bills.
How to manage your money together.
Whether you should merge your bank accounts.
What to do if she's a spender and he's a saver.
How to know if you're financially compatible.
How to talk about the life you want together and what it will cost.
Tackling the topic of money early on and speaking openly and honestly with each other about the issues that arise can save couples a lot of stress and heartache down the road. When you synchronize your financial goals and agree to the part you?ll each play in achieving them, you'll reach them much faster.
TOP


Tax Planning  – For You and Your Family 2010 by tax editors, Carswell, $23.95, ISBN: 978-0-7798-2209-6.

This perennial favourite from the national tax practice of KPMG is a comprehensive, yet succinct, pocket guide.

It is loaded with year-around financial advice for every sort of taxpayer. Tax tips and highlighted scenarios in every chapter will help both the novice and the veteran taxpayer keep more of their annual income within the family.

TOP


Life, Money and Illusion by Mike Nickerson, New Society Publishers, $22.95, ISBN: 978-0-86571-659-9.
This updated edition of Life, Money and Illusion was inspired by the dilemma of living on a finite planet with an economic structure that is hard wired for growth. It looks at the resilience of life, reviews the basic elements of mutual provision (economic) and examines how growth, once beneficial, is bringing about economic and environmental collapse.
It then outlines how the economy can be restructured to remain within planetary limits, and points the way to a sustainable future.
Techniques to shift the dominant economic paradigm from growth to sustainability include:

  • Measuring progress with social, economic and environmental indicators;

  • Encouraging investment in the community;

  • Honoring the Golden Rule instead of the Rule of Gold; and

  • Focusing more on living than on stuff.


  • TOP

    Wealth Planning Strategies for Canadians 2010, Christine Van Cauwenberghe, Carswell, $59.95, ISBN: 978-0-7798-2068-9.
    This book provides wealth planning strategies for 15 different life stages: single, common law, engaged, married, separated, divorced, blended families, widowed, children, grandchildren, disabled persons, elderly parents, seniors and retirees, vacation properties, and family businesses. Each life stage or scenario has its own financial, tax and family law, disability, estate and insurance needs that are explained.

    Every chapter highlights the unique laws in each province. Case studies help illustrate wealth planning strategies in action. By using her signature life scenarios approach, Van Cauwenberghe helps readers focus in on the situations that are happening in their lives now, thus getting the most from this comprehensive guide (623 pages).

    TOP


    Prescriptions for a Healthy House by Paula Baker-Laporte, Erica Elliott and John Banta, New Society Publishers, $28.95, ISBN: 978-0-86571-604-9
    Although there is nothing complicated about constructing healthier homes, building for health is still not standard practice, and, in fact, there are many aspects of conventional home construction that are detrimental to human well-being.
    From foundation to rooftop, to home care and repair, Prescriptions for a Healthy House takes the mystery out of healthy-house building, renovation and maintenance by walking the owner/architect/builder team through the entire construction process. Chapters include:
    frame construction alternatives,
    thermal and moisture control,
    finishes,
    flooring, and
    furniture.
    The authors, an architect, a medical doctor and a restoration consultant, bring a singular combination of expertise and perspective to this book. The result, now in its third completely updated edition, is a unique guide to creating healthy indoor and outdoor spaces, including many new resources, as well as specialized knowledge from several nationally recognized experts in the field of building biology.

    TOP
     


    Too Good To Be True: The Rise and Fall of Bernie Madoff, Erin Arvedlund, Penguin Group, $32.50, ISBN: 978-1-59184-287-3.
    In her meticulously researched book, investigative journalist Erin Arvedlund answers the many bewildering questions that still surround Madoff, perhaps the biggest con artist in history.
    Back in 2001, Arvedlund was the first reporter from a major publication (Barron?s) to question Madoff's amazing yet highly suspicious hedge fund returns. Sadly, the authorities never followed up on that groundbreaking article.
    Now she narrates the dramatic full story of Madoff's rise and fall. She explores, among other mysteries, how Madoff was able to defraud so many smart and wealthy clients; what role his wife and family played; and why so few people, including the SEC, didn?t heed the warning signs that Arvedlund and others had raised.
    Among the revelations in Too Good To Be True:
    Bernie's father-in-law essentially started the scam in the 1960s, raising money for his son-in-law and promising investors annual returns of 20% or more.
    Madoff was able to avoid investigation because he was "revered" within the SEC. To avoid registering with the SEC, he regularly underreported the amount of money he was managing.
    After Bernie?s arrest, Ruth Madoff lied about $65 million in bank accounts in her name, claiming she had inherited the money. Estate and probate records prove that to be a falsehood.

    TOP
     


    The Citi Commonsense Money Guide for Real People, edited by Dara Duguay and Bill Knight, ECW Press, $19.95, ISBN: 978-1-55022-865-6
    The book addresses the common challenges people face when dealing with money. This title is not an investment-related book.
    This guide is divided into 3 main sections:

    Get Back on Track suggests several options and strategies for people who find themselves in debt.
    Basic Training covers having kids, owning a home, investing responsibly and planning for the future.
    Curveballs covers the good and bad financial issues that arise unexpectedly including having your credit card stolen, receiving inheritance and others.

    TOP
     


    Benjamin Graham on Investing, edited by Rodney Klein and David Darst, McGraw-Hill Ryerson, $37.95, ISBN: 978-0-07-162142-7
    Known as the "father of value investing", Benjamin Graham remains one of the world?s most acclaimed financial thinkers. Benjamin Graham on Investing is a selection of Graham?s early articles that appeared in The Magazine of Wall Street over a period of ten years (1917-1927) and show how his thinking evolved and matured during the years predating the Great Depression.
    This is the first time these early writings are available exclusively in a single volume. The articles showcase Graham's analytical thinking during an interesting time for the financial markets as they were written in a challenging economic, financial and geopolitical climate. His early works have never been as relevant as they are today. David Darst, one of the world?s most respected experts on asset allocation, provides insightful analyses connecting Graham's articles to events today.

    TOP


    The Little Book of Main Street Money by Jonathan Clements, John Wiley, $23.95, ISBN: 978-0-470-47323-8
    In this book, Clements brings readers down to earth with commonsense guidance that will put them on the path to clear and intelligent money management. From the big picture (home, retirement and life) to the micro (taxes and inflation), Clements offers readers clear-cut guidelines for taking control of their financial life and details the strategies needed to thrive in today's volatile economy.
    The 21 truths outlined throughout this book are a guiding light for every one, young and old, just starting or soon retiring. From the obvious to the counterintuitive, each truth will either bolster returns or cut costs. Collectively, the 21 truths are a compelling guide to today?s treacherous financial terrain. Renowned for his spirited writing and shrewd investment guidance, Clements is the same voice investors need to keep them grounded in the midst of so much financial insanity.

    TOP
     


    Inside the Mind of the Turtles - How the World's Best Traders Master Risk by Curtis Faith, McGraw Hill, C$33.95, ISBN: 978-0-07-160243-3

    Since the mid-1980s, Curtis Faith has been a Turtle, one of a group of Chicago-based commodities traders who made a name for themselves for earning over $100 million in less than five years on behalf of their mentor, Richard Dennis. Founded on Dennis's premise that anyone can be trained in trading, just as he saw turtles being trained on a farm in Singapore, the group famously emphasized behavioural finance and the psychology of investing as the roots of their success.
    Faith gives readers a rare glimpse inside master trading psychology, featuring:
    Understanding the three kinds of risk: risk you anticipate and plan for, risk you anticipate and don't plan for, and risks you don't see coming (the ones that are the most common cause of bankruptcy and financial failure).
    Three critical strategies for handling uncertainty: actively track reality, respond quickly to change, and remain flexible.
    What the top traders, entrepreneurs and venture capitalists know about not only weathering financial storms but also anticipating, managing and mitigating risks in a variety of everyday situations, even beyond the realm of investing.

    TOP


    The Boomers Retire - A Guide for Financial Advisors and their Clients by Lynn Biscott, Carswell, $45.00, ISBN:978-0-7798-1765-8
    Although this title is aimed at financial advisors, all prudent investors will find this book jammed with practical advice. It is one of the best retirement titles available today. Order directly at 1-800-342-6288.







    TOP
     


    Fight For Your Money - How to Stop Getting Ripped Off and Save a Fortune by David Bach, Doubleday Canada, $29.95, ISBN: 978-0-385-66623-7
    Comprehensive in scope and designed to be dipped into where and when it serves an individual reader's needs. Fight For Your Money tackles an A-Z list of items for which Canadians are paying too much - automobiles, banking, cell phones, cable, credit cards, home mortgages, insurance, tax preparation, travel and more.
    Bach shows just how we are being taken and by just how much in each major arena of financial life. For each product or service, he explains how to find a good deal, what to watch out for and where to go for help if things go wrong. To inspire readers to take immediate action, he also provides sample letters, call scripts and resources that empower consumers to fight back and win.
    This best-selling American author has written this detailed guide for everyday consumer purchases. This is not an investing title. Much more helpful than most books of this ilk.

    TOP


    Ask Arthur Frommer and Travel Better, Cheaper, Smarter by Arthur Frommer, Wiley, $23.99, ISBN: 978-0-470-41849-9
    Many travelers know Frommer through his first travel guide, Europe on $5 a Day. Frommer packs decades of experience and up-to-the-minute travel information into one essential guide bursting with invaluable, moneysaving travel tips and strategies (getting airfare discounts with aggregators, sailing the world for free), deals and destinations (finding the cheapest golf vacation in America, supporting biodiversity in Borneo), and travel ideas and trends (medical tourism, adventure travel).
    Throughout, Frommer shares strong, honest, uncompromising opinions in his characteristically forthright style, offering travel options that are both smart and affordable.
    We readily recommend Frommer's Budget Travel magazine also (800-829-9121, US$24.95), the first glossy designed for average-income travelers.

    TOP


    New Rules of Retirement by Warren MacKenzie and Ken Hawkins, Collins, $21.95, ISBN:978-1-55468-001-6.

    Retirement planning today isn't the same as it was in the past. We're living longer; we're leading more active lives and we have more options about how we want to live after employment. The question is not simply "How much do I need to retire?" Industry veterans Warren MacKenzie and Ken Hawkins offer street-smart, unbiased advice for retirement while debunking the many myths surrounding it.

    TOP

     


    Unbelievably Good Deals and Great Adventures That You Absolutely Can't Get Unless You're Over 50 by Joan Rattner Heilman, McGraw Hill, US$16.95, ISBN:978-0-07-159884-2.

    And you, too, probably think the title is long. This American book is long also — long on hundreds of money-saving travel tips. Dale has used Joan Heilman's travel suggestions for years.
     

    TOP

     


    Enough by John Bogle, Wiley, C$26.95, ISBN:978-0-470-39851-7. Bogle has been known as the individual investor's best friend. He is founder of the Vanguard Group, Inc.

    "We actually can measure how much that wholesale embrace of fund innovation costs our investors. Let's compare the returns reported by the funds themselves (time-weighted returns) to the returns actually earned by fund investors (dollar-weighted returns) during the 25 years ended 2005. The average equity fund reported an annual rate of return of 10 percent for the period — trailing the 12.3 percent return on an S&P 500 index fund. But the return actually earned by the investors in these funds was 7.3 percent, a lag of 2.7 percentage points per year below the return the funds themselves reported."

    TOP


    The Little Book of Bull Moves in Bear Markets - How to Keep Your Portfolio Up When the Market is Down
    by Peter Schiff, Wiley, C$21.95, ISBN:978-0-470-38378- 0.

    Known by the financial media as "Dr. Doom" for his bold predictions, Peter Schiff, President of Euro Pacific Capital, Inc. offers investors a dose of hard-hitting investment advice in his new book. As we watch established financial institutions go from bankruptcy to government bailouts and the U.S. spiral into economic turmoil, Schiff shares unconventional wisdom on how to protect your investment portfolio from a collapsing dollar, a real estate bubble burst, and declining stock prices. The book provides valuable historical analysis of bear markets in the 1930s, 1970s and the current crisis as well as the bull markets of the 1990s, 1960s and 1920s.

    The Little Book of Bull Moves in Bear Markets
    explains in laymen's terms the current state of the economy. Schiff zeroes in on what inflation really means and offers insight into the agendas of the Fed, Wall Street institutions and industry groups. Schiff urges investors to beware of government statistics and believes, for example, that "Uncle Sam is using GDP growth as evidence that a weak, dangerously overextended economy is strong, healthy and growing and that Americans should therefore keep spending." Instead Schiff suggests individuals go back to the time of saving for items rather than racking up credit card bills and using home equity loans. He recommends building your savings by cutting costs where you can, fix items rather than buy new, purchase large items second hand and sell items online on sites like eBay.

    TOP
     
    Security Analysis
    (sixth edition) by Benjamin Graham and David Dodd, McGraw-Hill Ryerson, C$81.95, ISBN:978-0-07-159253-6.

    Security Analysis
    , first published by McGraw-Hill nearly 75 years ago, forever changed the theory and practice of successful investing. Written in the midst of the Great Depression and in the wake of the 1929 stock market crash, the book convinced the nation that stocks were still worth buying and became a bible for generations of investors, the most famous being Warren Buffett. Its timeless advice is as relevant today as when it was first published.

    To update each of the seven parts of Security Analysis, a team of leading value investors with expertise in the seven areas was assembled. Each contributor wrote a new introduction in his area of expertise, from fixed-income to distressed investing. They present new commentary that will refresh and update the 1940 edition, which is considered the definitive edition by many Graham aficionados including Buffett. This edition also includes a CD-ROM of the original text.

    TOP
    The ETF Strategist - Balancing Risk and Reward for Superior Returns by Russ Koesterich, Portfolio (Penguin Group), C$44.00, ISBN:978-1-59184-207-1.

    The author is the head of investment strategy for Barclays Global Investors. Mr. Koesterich explains how both investment advisors and sophisticated investors can best use ETFs as an integral part of a complete and balanced investment strategy.

    Although primarily focused on ETF investment strategies, the book also covers broader investment themes, such as focusing on risk rather than just return, being as aware of how returns are generated as you are of what returns are generated, and making sure that the risks you take are the ones you intended.

    This title is specifically targeted by focusing on U.S. and foreign ETFs.

    TOP
     


    Plan C - Community Survival Strategies for Peak Oil and Climate Change by Pat Murphy, New Society Publishers, C$19.95, ISBN: 978-0-86571-607-0.

    Concerns over climate change and energy depletion are increasing exponentially.

    Mainstream solutions still assume a panacea that will cure our climate ills without requiring any serious modification to our way of life.

    Plan C explores the risks inherent in trying to continue our energy-intensive lifestyle. Using dirtier fossil fuels (Plan A) or switching to renewable energy sources (Plan B) allows people to remain complacent in the face of potential global catastrophe. Dramatic lifestyle change is the only way to begin to create a sustainable, equitable world. The converging crises of peak oil, climate change and increasing inequity are presented in a clear, concise manner, as are the twin solutions of community (where co-operation replaces competition) and curtailment (deliberately reducing consumption of consumer goods). Plan C shows how each person's individual choices can dramatically reduce CO2 emissions. It offers specific strategies in the areas of food, transportation and housing. One chapter analyzes the decimation of the Cuban economy when the USSR stopped oil exports in 1990, and provides an inspiring vision for a low energy way of living.

    Plan C is an indispensable resource for anyone interested in living a lower energy, saner, more sustainable lifestyle.

    If you accept the plethora of research supporting energy depletion (oil, gas and coal) and climate change globally, you must read this book. Written without big business or a political bias, this objective author provides the framework for future development. Shrewd investors be aware.

    TOP


     

    Big Death - Funeral Planning in the Age of Corporate Deathcare by Doug Smith, Fernwood Publishing, $18.95, ISBN:978-1-55266-240-3

    "Do You Have to Use a Funeral Director?

    While there is no legal requirement to use a funeral director, some government publications are misleading on this point. For example, the 2005 Government of Quebec publication, "What to Do in the Event of Death", states: 'As soon as a death occurs, contact a funeral director for burial, cremation or other funeral arrangements. The funeral director will provide all professional services related to the disposal of the remains and can handle all the formalities connected with the funeral.'

    The funeral director can indeed do this - but there are other options, as a publication by the Ontario Board of Funeral Services makes clear. It states that you can use either a funeral home or a transfer service (sometimes called a removal service). A transfer service typically can pick up bodies, place them in containers (including caskets) and deliver the body to wherever the funeral service or interment is going to take place. They can also deliver bodies to a crematory. In Ontario they can also specialize in immediate dispositions of the deceased (usually cremation). As no-frill operations, they do not do any preparation of the body or hold services, and, if you use one, you are likely going to find yourself having to do much more in the way of organizational work.

    If you so choose, you can simply take charge of the body yourself. In such instances, you are a lay funeral director. There is no legal requirement to move the dead body by hearse or ambulance as long as the death did not arise from one of a number of specific contagious diseases. Aside from embalming, which must be carried out by a licenced embalmer, any person can legally make funeral arrangements for themselves or a family member or friend."

    Excerpt with permission from Big Death - Funeral Planning in the Age of Corporate Deathcare by Doug Smith, Fernwood Publishing, $18.95, ISBN:978-1-55266-240-3, (705) 743-8990.

    Dale's note: If you will be planning the funeral arrangements for anyone, you can save hundreds or thousands of dollars by reading this book. Unlike hundreds of thousands of Canadians, you will not be misinformed. This title is a must-buy book for most of us.

    TOP
     

    The Little Book that Makes You Rich: A Proven Market Beating Formula for Growth Investing by Louis Navellier, Wiley, $23.99, ISBN: 978-0-470-13772-7.

    The Little Book That Makes You Rich is a clear and in-depth guide, details eight key fundamental measures including accelerated earnings growth and rapid sales growth, plus Navellier's exclusive quantitative ranking which measures buying pressure. An explanation of alpha and beta reveals Navellier's unique approach to measuring reward and risk. A companion website, www.getrichwithgrowth.com, allows readers access to Navellier's stock-rating tool, PortfolioGrader Pro. This online tool applies Navellier's detailed formula to the nearly 5,000 stocks on Wall Street. The website combined with the book offers a powerful system and rare opportunity for individual investors to gain access to tools and data that hold the key to building a winning growth portfolio.

    TOP


    The Economics of Happiness - Building Genuine Wealth by Mark Anielski, New Society Publishers, $20.95, ISBN:978-0-86571-596-7.

    Why, in spite of increasing economic prosperity over the past 50 years, are many conditions of well-being in decline and rates of happiness largely unchanged since the 1950s?
    Why do our measures of economic progress not reflect the values that make us happy: supportive relationships, meaningful work, a healthy environment, and our spiritual well-being?
    Economist Mark Anielski has developed a new and practical economic model called Genuine Wealth, to measure the real determinants of well-being and help redefine progress.

    TOP
     


    The Carbon Buster's Home Eneregy Handbook by Godo Stoyke, New Society Publishers, $14.95, ISBN: 978-0-86571-569-1.

    The first book in North America to provide a detailed carbon accounting of a family's carbon emissions and how to reduce them. It systematically analyzes energy costs and evaluates which measures yield the highest returns for the environment and the pocketbook.

    It provides answers to questions such as:
    Which measure is more effective: putting solar panels on your roof or buying a hybrid car?
    Where do I need to invest first: in high-efficiency shower heads or solar tubes?
    Is a $500 fridge that uses 800kWh of power per year a good buy?

    The book allows individuals to quickly and accurately assess which products are a good deal and which aren't. It systematically analyzes residential carbon emissions and energy costs, and prioritizes solutions based on the highest carbon reductions and monetary returns, yielding results that are often surprising.

    TOP


    The Complete Guide to Buying and Owning Recreational Property in Canada by Douglas Gray, John Wiley & Sons, $26.99,
    ISBN:978-0-470-83972-0.

    Real estate expert Doug Gray offers valuable insights and tips on purchasing and owning recreational properties, from cottages, to condos, to chalets.

    Topic areas include:
    Buying the right property, for the right reasons, in the right location;
    How to set a purchase and financing strategy and how to negotiate your best deal;
    How to exercise caution when buying with family or friends and how to keep peace in the family when sharing use or ownership;
    Getting the help of professionals, such as a tax accountant, lawyer, home inspector, mortgage broker, insurance broker, and realtor;
    Obtaining tax and estate planning strategic advice to save tax on transfer, sale or bequeathing of the property, or inheriting a property;
    What you need to know if you are buying recreational property as an investment;
    Special cautions if buying a vacation home outside of Canada;
    Creative ways of using your vacation home for exchange or barter; and
    Key strategies to follow and classic pitfalls to avoid.

    TOP


    Bonds for Canadians by Andrew Allentuck, Wiley, $34.99, ISBN: 0-470-83691-1.

    In Bonds for Canadians, author Andrew Allentuck discusses bond investing, the unique risks of bonds, and how to manage that risk successfully.
    The past two decades have seen a steady slide in interest rates. This downward trend produced extraordinary returns for bond investors. However, those days of easy money in the bond markets appear to be over as interest rates are once again on the rise. In the coming years, investors will have to be very astute to make money in a much tougher bond environment.
    As the bond market has grown to include bond futures, global bonds, and bond derivatives, the market has expanded and added huge amounts of risk as well as leverage. Despite the risks, the inescapable fact is that bonds should be a part of every investor's portfolio.
    Bonds for Canadians is for investors of moderate experience who want to gain fluency in bonds. It provides an analytical system that can show which bonds are worth their risks and which are not. Topics covered include:

  • A history of bonds,
  • Risks in the bond market,
  • Alternative bonds,
  • Global bonds: A tale of promises and defaults,
  • What's a bond worth?,
  • Bond funds,
  • Bond trading tactics,
  • The future environment for bonds, and
  • Bond strategies.
  • TOP


    Mortgages Made Easy by Douglas Gray, Wiley, $26.99, ISBN: 0-470-83732-2.

    With the vast selection of mortgages and mortgage options available today, it is easy to get confused over which one is best suited to the needs and requirements of the borrower. And while lots of information on mortgages is available from banks and brokers, Canadians need unbiased advice.
    Mortgages Made Easy by Doug Gray is a comprehensive look at mortgage options for Canadians who are in the market to buy property, whether it is for their primary residence or as an investment. Real estate lawyer and author Gray gives readers insight into the sometimes confusing and overwhelming world of mortgage products. Topics include:

  • Types and sources of mortgages,
  • Key factors to consider when selecting a mortgage,
  • How to negotiate a mortgage and look for key areas that can reduce payments,
  • Key legal considerations,
  • Creative financing techniques,
  • Borrowing for investment purposes/investing in mortgages,
  • RRSPs and mortgages,
  • Strategies on renewing, refinancing or prepaying a mortgage,
  • Important forms, charts, checklists and amortization tables.
  • Other key areas Gray covers include selecting a real estate team, government-assisted programs (e.g., CMHC), financing options for seniors, investing in mortgages, and where to go to get more Canadian-specific information.

    TOP


    Canadian Small Business Kit for Dummies by Margaret Kerr and Jo Ann Kurtz, John Wiley & Sons, $37.99, ISBN: 0470838183

    The ultimate entrepreneur's resource is back and better than ever with an updated edition that includes information on the latest changes to laws and taxes that small businesses need to know, as well as new ideas for raising much-needed capital.
    Updated in the 2nd edition:

  • Updated legal advice: Laws regarding intellectual property, confidentiality and privacy, and employment standards have all changed; the second edition provides entrepreneurs with the information you need to know.
  • Tax changes: The new edition offers up-to-date information on all the changes to taxes that affect small businesses.
  • New risks: Today's entrepreneurs face new risks: terrorism, epidemics such as SARS, and cyber hazards such as viruses and spy ware. In the new edition, the authors address how to best handle these risks.
  • New financing information: Information regarding private and government sources of funding has been updated.
  • New technology: Plenty of new gadgets and software are available for small businesses; the new edition separates the essential tools from the lame toys.
  • Updated Internet information: New content details how to have an optimal online presence, and how to advertise and sell online.
  • Updated resources: The new edition's revised list of helpful websites and contacts provides small businesses with all the resources they need.
    CD-ROM contents:
  • Many valuable forms, agreements, and checklists.
  • Up-to-date software: The enclosed CD-ROM features trial versions of applications valuable to the Canadian small business operator.
  • TOP


    The Standard & Poor's Guide to Building Wealth with Dividend Stocks (U.S.) by Joseph Tigue, McGraw-Hill, C$33.95, ISBN: 0071457828.

    Investors are rediscovering the profitable advantages of dividend-paying stocks, due to the "bird in the hand" nature of regular dividend payments, dramatically reduced historical volatility, and the current reduction in the federal dividend tax rate. The author tackles all the key issues for independent investors looking to add the stability and performance of dividend stocks to their portfolios, providing hands-on techniques for identifying the best dividend-paying stocks and companies, using dividend tax law changes to improve returns, and implementing innovative dividend stock strategies.

  • Tigue lists numerous dividend-paying stocks recommended by Standard & Poor's that remain relatively undiscovered and are often available at bargain prices.
  • Dozens of charts and tables help readers visualize and hone in on the most profitable dividend opportunities.
  • TOP


    The Directory of Dividend Reinvestment Plans - 2006 Edition by Charles Carlson, Horizon Publishing Company, U.S. $15.95.

    There are approximately 1,100 U.S. companies and closed-end funds which allow investors to buy shares directly from the company and bypass the broker. With each company's description is all the essential information for you to move forward with your purchases. Under each listing, you'll discover if the stock is "open to investors outside the U.S."

    Order the directory by calling (800) 233-5922 or visiting www.horizonpublishing.com.

    TOP


    The Little Book that Beats the Market by Joel Greenblatt, Wiley (U.S.), C$25.99, ISBN: 0471733067.

    Although it sounds like an audacious claim, Columbia Business School Professor and hedge fund manager Joel Greenblatt says he can teach you how to beat the market.
    Using basic math skills, simple concepts and a wry humour, this book is a no-nonsense (okay, a little nonsense) approach to buying good companies at bargain prices. Greenblatt's track record speaks for itself. As founder of Gotham Capital, his company has enjoyed average annualized returns of a staggering 40% for over 20 years.
    The magic formula doesn't rely on predictions of any kind. It has been tested over hundreds of different periods and thousands of stock picks and while it takes a bit of effort and a little more patience, Greenblatt says his approach can be mastered by almost anyone.

    TOP


    Millionaire Homeowner - How to Turn Your Home into a Real Estate Goldmine by Stuart Leland Rider, Entrepreneur Press (U.S.), US$24.95, ISBN: 1932531653.
    If you didn't have to invest in one single thing—not stocks, not bonds, not mutual funds, not rental property, not fixer-uppers—other than your own home to become a millionaire, would you be interested? Over 70 percent of the country own their own homes—that's 100 million people who can turn their homes into a million dollars by reading this book. By covering such topics as location, financing, marketability, renovation, cosmetic upgrades, expansion, and flipping, Millionaire Homeowner offers a long-term, low-risk, big-payoff investment strategy that might be the best strategy for the average American—and Canadians, too.

    TOP


    The Complete Guide to Credit and Credit Repair for Canadians by Mike Morley, Nixon-Carre Ltd, $24.95, ISBN: 0-9737470-0-5

    The guide is written by a CPA and industry insider and features step-by-step instructions to enable anyone to fix their own credit report, avoid credit repair scams, improve their credit score, handle annoying collection calls, negotiate with creditors, and protect themselves from identity theft.

    The author writes practical information such as: "If you are under the age of majority (age 18 in some provinces) and enter into a contract, such as a 'Music of the Month Club', the contract is not valid. A friend, whose sixteen-year-old son had purchased an introductory priced CD from a coupon in a magazine, was now receiving calls at home from a collection agency for a bill owing for unwanted items that were still arriving after more than six months. When the parents offered to return the items, they were told that their son had entered into a contract, that he owed the money, and that he was locked in for another year. When I called the collection agency's manager to explain that there was no valid contract because their son was under 18 years of age, he agreed. The company cancelled the bill, the collection agency removed the collection notice from the son's credit report and confirmed everything in writing."

    Note: The Complete Guide to Credit and Credit Repair for Canadians is available directly by calling Mike Morley at (416) 275-1278 or www.amazon.ca.

    TOP


    The Canadian Widow's Guide by Benjamin McLean, McGraw-Hill Ryerson, $24.99, ISBN: 0-07-087399-2.

    The Canadian Widow's Guide looks at the typical emotions and events facing widows during the emotional days following the death of a spouse and over the longer term. Author and financial planner Ben McLean explains what questions need to be dealt with in the early days and what can wait. And, he offers advice on how to work with family and professional advisors to get the help needed to ensure that wise personal and financial decisions are being made at every step.

    The author's sensitive but practical advice is given a real-life edge through the voices of a group of widows from his community who call themselves "The Merry Widows". The book is modelled after a series of lively seminars McLean held in 2000 to discuss the group's questions and concerns with experts including a grief counsellor, an investment executive, a CFP, a lawyer and a barrister.

    TOP


    Simply Essential Funeral Planning Kit by Don Cochrane, Self-Counsel Press, $15.95, ISBN: 1-55180-382-8

    The Simply Essential Funeral Planning Kit is designed to provide the reader with a fundamental understanding of the procedures and purchases involved in funeral planning. Written in an easy-to-read format, it includes facts, guidelines, a Q&A section, samples, appendixes, a glossary, and suggested reading and Internet links. A floppy disk containing worksheets is also included.

    TOP

     

      
    HOME REGISTER MY ACCOUNT DISCLAIMER PRIVACY
    Site Maintained By:

    © 2010, Canadian MoneySaver. All rights reserved.